Know the full cost
Compare monthly premiums with deductibles, copays, prescription costs and the annual out-of-pocket limit. An agent can explain estimated financial assistance using your household information.
FLORIDA · ONLINE COVERAGE GUIDANCE
Health insurance help for Tampa–St. Petersburg–Clearwater.
Coverage choices should fit your life, your doctors and your budget. Get personal guidance from Sunset Insurance Group, wherever you are in Florida.
Apply for coverage →Prefer to talk? 941-363-1367
Compare coverage around your Tampa–St. Petersburg–Clearwater life.
Tampa Bay residents may cross the bay for appointments or live in a different county from their workplace. Whether home is in Tampa, St. Petersburg, Clearwater or a nearby community, begin with your residential ZIP code and county. Then compare the provider locations that make sense for your daily routine.
We assist residents across Hillsborough, Pinellas, Pasco and Hernando counties and throughout Florida online and by phone. Plan availability is confirmed using your residential ZIP code and county; living near a city does not guarantee a particular carrier or network.
Check your care
Bring your doctors, preferred facilities and medications. We help check plan directories and formularies before you choose; benefits and provider participation must be confirmed with the carrier.
Plan for changes
Moving, leaving a job or changing household circumstances may affect your coverage options. We help review the appropriate enrollment pathway and any documentation requests.
Coverage questions for Tampa–St. Petersburg–Clearwater households
Both sides of the bay
Prepare the names and addresses of doctors you use in Hillsborough and Pinellas counties. Your agent can check those offices against the specific network for a plan offered at your home address.
Growing communities north of Tampa
Residents in Pasco or Hernando County should use their own home address rather than a Tampa work address. Ask for a fresh availability check when moving within the region.
Keep routine care practical
Include nearby urgent care, pharmacies and laboratories alongside your preferred hospital. Review referral requirements and regular visit costs, especially if appointments involve a trip across the bay.
Your Florida Marketplace pathway
Florida residents use HealthCare.gov for Marketplace coverage. Your residential address, household and coverage year determine the options researched; a regional page does not select a carrier or plan. Florida Blue options can be reviewed with Summer Proctor when available for your address. Other carrier choices are researched through the Sunset team; no carrier or plan is guaranteed for every county.
Submitting our intake does not enroll you or bind coverage. A licensed agent helps you review the available choices, confirm eligibility and complete the appropriate Marketplace steps.
Official HealthCare.gov information ↗
Can households in Clearwater use this Tampa Bay application?
Yes. The regional page uses the same secure Florida application. Enter your Clearwater residential address so the team can research options for your county and check your preferred providers.
Can I apply if I live outside Tampa–St. Petersburg–Clearwater?
Yes. Sunset assists residents throughout Florida, Georgia and Texas. Enter your actual residential address; it controls state routing and the plans researched for your application.
Will I keep my existing agent?
We match returning applicants to their existing contact record. Your agent of record is preserved, and a licensed servicing agent handles your application for the residential state.
What should I prepare?
Have your residential address, household details, estimated annual income, doctors and prescriptions available. Enter sensitive information only in the secure application below.
Where is Sunset based, and how can I get help?
Our office is in Bradenton, Florida. We serve Florida by phone and online. This page does not represent an additional branch office.
Your Tampa–St. Petersburg–Clearwater coverage application
The form below is our existing secure Sunset application. Confirm your residential state and address—even if you are applying from a different city. Your application and contact information stay connected to our Agent Hub.
Open application in a full window ↗Plan eligibility, final premiums and coverage are determined by the Marketplace and insurer. Please review all consent and privacy notices in the application.
Online service. Personal support.
Questions before applying? Our team can help.